Schedule of Reductions (Equal Disbursement)
Disclaimer:
The Student Loan (SOR) Calculator is provided for informational and educational purposes only. The results are estimates intended to help students understand the loan amount they may be eligible to borrow for the academic year.
The actual Subsidized and/or Unsubsidized Loan amounts a student may borrow will be determined by the Financial Aid Office after the student submits the loan request form. This calculator does not determine loan eligibility or guarantee a specific loan amount.
Student Information
*SDCCD Grade Level: 3rd Year+ applies to SDCCD Bachelor’s Programs ONLY
Enrollment Information
Subsidized
Maximum Annual Loan Limit$0.00
Annual Eligibility Loan Amount$0.00
Unsubsidized
Maximum Annual Loan Limit$0.00
Annual Eligibility Loan Amount$0.00
Total (Sub + Unsub)
Maximum Annual Loan Limit$0.00
Annual Eligibility Loan Amount$0.00
Direct Loan Maximum Annual Loan Limit Reference
Subsidized Maximum
1st Year: $3,500
2nd Year: $4,500
3rd Year and above: $5,500
Unsubsidized Maximum
Dependent: $2,000
Independent 1st & 2nd Year: $6,000
Independent 3rd Year and above: $7,000
Loan limits based on units completed toward Educational Plan:
1st Year = 0 to 30 units completed towards Educational Plan; 2nd Year = 31 to 60 units completed towards Educational Plan; 3rd Year and above applies to SDCCD Bachelor’s Programs ONLY
How to Use the Standard Loan Amount Calculator
- Select the SDCCD Grade Level and FAFSA® Dependency Status.
- Enter the Fall, Spring, and Summer units based on the student's expected, assumed, or intended enrollment.
- Enrollment below 6 units is not loan eligible for that term.
The calculator will automatically calculate equal loan disbursements across all loan-eligible terms based on the selected enrollment units.
San Diego Miramar College Financial Aid and Scholarship Services
Version 6.0 (Last Updated 09/02/2026) • 2026 © MACA
